Checking and savings that talk to each other
Move money between the two in seconds. Leave money in savings and it earns yield automatically.
Personal banking
A bank account that just makes sense.
No hidden screens, no waiting for your balance to catch up. Just checking, savings, and credit that show you exactly where you stand.
Your balance, always currentSee exactly where you stand.
Checking for spending, savings that pay interest, and credit when you need it, all in one place with the real balance on top.
- Send money to anyone with an account number
- Set up recurring transfers once and forget them
- Open as many accounts as you like under one login
Everyday banking
Everything a household needs, nothing it doesn't.
Freeze a card before you find your wallet
One tap locks a card instantly. See every charge post in real time, so nothing sneaks up on you.
Cash whenever you need it
Withdraw, deposit, or check your balance at any Microbanking ATM, no branch hours to work around.
Your balance, right now
Every purchase, deposit, and fee shows up the moment it happens. No mental math required.
Two accounts, one dashboard
Built for real life, not a spreadsheet.
Rent, groceries, a surprise car repair: your account should keep up with the way you actually spend, not the other way around. Under 18? A teen can have their own checking account and card, with no minimum balance. Want credit, cashback or a supermarket card? See every card.
Checking
For everyday spending
- Day-to-day spending and transfers
- Debit card with overdraft, and ATM access (see the cards)
- Keep $50 in the account: below it, $1.25 a day is charged until you are back above $50
- Real-time transaction history
Savings
For money you are not touching today
- Earns yield automatically, no steps required
- Instant transfers to checking
- Nothing to set up to start earning
Every personal account gets the same protection as our corporate accounts.
Nothing about your money is the basic tier.