Check your balance the second it changes. Freeze a lost card in a tap. Give your team spending cards without opening a dozen new accounts. Whatever you need from a bank, Microbanking gives it to you straight — no runaround, no jargon.
Available Balance
$12,480.32
Checking •••• 4242
Last 7 days
•••• •••• •••• 4821
One account for your everyday life, one for your business, and a register that gets you paid — all connected.
Checking and savings that just make sense, with a credit account when you need one.
One account funds every employee card — no more chasing receipts to see who spent what.
Pin Pad and point-of-sale terminals connect straight to the bank — no third-party processor.
A household account, a business treasury, a terminal at the register — whatever you're running, Microbanking keeps it simple and puts you in control.
Get StartedWhether you're opening a personal account or bringing a whole company on board.
Choose a personal account or a corporate treasury account and get set up.
Deposit funds, issue employee cards, or set up your Pin Pad terminal.
Pay, withdraw, and track everything in real time — from the dashboard or the register.
"We built Microbanking the way banking should work: transparent, auditable, and secure by default — for a single household account or an entire corporate treasury."
The Microbanking Team
So we handle it, the same way for every account — personal, corporate, and in-person.
Card numbers and PINs are locked down and never sitting around in plain text.
Admin and treasury actions sit behind their own independent logins — no single password reaches everything.
Every transfer, fee, and deposit is tracked on both ends, so the books always balance.
Login and payment attempts are watched and slowed down the moment something looks automated.
Personal checking and savings, or a corporate treasury account — opened online in minutes.
Online account opening is launching soon.
Personal checking, personal savings, and personal credit accounts, or a corporate treasury account with individual employee cards. Online account opening is coming soon — for now, existing accounts are provisioned by our team.
Card numbers are locked down before they're ever saved, passwords and PINs are never stored in a readable form, and admin access is limited to what each role actually needs. See our Security page for the plain-English version.
Yes — corporate accounts can issue an individual card per employee against one shared treasury balance, each with its own spending limit and a full log of every charge. See Corporate Banking.
Yes — Pin Pad and point-of-sale terminals connect directly to the bank, so in-person card charges settle in real time against the customer's account.
A flat overdraft fee, a tiered corporate transaction tax, and rates that apply to savings and credit balances. The full breakdown is on our Fee Schedules page.
No. Microbanking is a demonstration platform built for testing and educational purposes — it isn't a chartered bank, and balances shown here aren't real or insured. Full details are on our Legal & Disclosures page.
See the Contact section below for personal, business, and corporate support addresses.
Reach the right team directly by email.
Existing personal or business customers, account questions, and general support.
[email protected] [email protected]Corporate treasury accounts, employee card programs, and integrations.
[email protected]